Last weekend, the central bank once again resorted to "double down" strokes, one-year benchmark deposit and lending interest rates to record lows. This is conducive to ease the pressure on the stock of debt, coupled with the introduction of a variety of good, the real estate industry has ushered in the recent years, some of the policy honeymoon period".
The "double down", is the central bank since November 22, 2014, one year in the sixth cut, is rare in the history of intensive rate period, one-year benchmark lending rate from the first 6.55%, fell to 4.9% of today's, the cumulative decline of 1.65 percentage points, a decline of up to 25.2%. This is a capital intensive real estate industry, the debt burden will be significantly reduced.
During this period, the central bank also conducted a number of times to drop quasi release a lot of liquidity - only this time to drop quasi, according to estimates, it can increase the liquidity of about 700000000000 yuan. It is including real estate lending funds to the enterprise, provides the thirst of rain.
RRR cuts waiting for monetary easing, in terms of the real estate industry is undoubtedly real good, both get more funds for development, reduce the debt burden, and improving the external marketing environment, stimulate more consumers to accelerate the pace of building. And this is only one of the favorable environment for the real estate industry. On the other hand, the real estate industry is in a favorable policy environment.
Since last year, the country hundreds of commercial housing purchase of the city, in droves to cancel the restriction policy, currently only remaining North Guangshen and Sanya is not canceled, which changes the previous one size fits all purchase practices, just need to type and improve the type buyers to be relaxed. At the same time, a large number of measures to stimulate the property market has also been introduced, including several times to reduce the provident fund loan interest rates, improve the provident fund loans ceiling, lower the purchase loan ratio, the purchase loan interest discounts, etc.. Since this year, the state has liberalized the purchase of foreign buyers, and some cities to implement the provident fund loan policy. Recently, there are a number of cities to buy new concessions: Shenyang to reduce taxes and fees, Lanzhou subsidies, Qingyuan money subsidies......
These initiatives, all means that the real estate industry has ushered in a rare "policy honeymoon period", to promote the sale of commercial housing, accelerate inventory will have a positive effect. And the revitalization of the real estate industry to boost domestic demand, improve the overall economic growth, and will play a corresponding impetus to promote efficiency. Current inventory of high prices of real estate, can be said to meet another development of new opportunities, the next, the housing prices are how to grasp.